Tax & Business Calculators

Find out which ITR form to file — ITR-1 to ITR-7 mapped to your taxpayer type, income sources and residency, with verdict + recommended form + reason.

Calculate FY 2025-26 income tax under new vs old regime in under 10 seconds — with Section 87A rebate and 4% cess.

Estimate TDS across all common payment types — salary, interest, rent, professional fees — instantly.

Calculate the HRA exemption under Section 10(13A) in 5 seconds — works for metro and non-metro cities.

Estimate STCG, LTCG and indexation benefit on equity, mutual funds and property under the FY 2025-26 regime.

See your real monthly take-home from a CTC offer — TDS, EPF, professional tax and gratuity deductions applied.

Compute advance-tax instalments and Section 234B/C interest in one go — for FY 2025-26.

Estimate NRI tax on Indian income, NRO interest, rental and capital gains — with residency status check.

Compare your current and new CTC — get the real hike percentage, take-home jump and tax impact.

Plan 80C, 80D, 80CCD(1B) and other deductions to minimise tax — across PPF, ELSS, NPS, EPF, LIC.

Find out your next AOC-4 + MGT-7 deadline — based on FY-end + AGM date + audit requirement.

Verify your TAN is linked to PAN + quarterly TDS returns are filed on time — Section 203A compliance.

Determine if Section 194J TDS applies to your payment + compute rate + threshold + due date.

Determine whether EPF + ESI apply to your establishment + verify monthly contribution deadlines.

Find out if your business qualifies for the GST Composition Scheme — turnover, business type, inter-State + e-commerce + ITC flags, with verdict + reason + recommended action.

Find out if your business must register for GST — turnover, business type and inter-State / e-commerce flags, with verdict + reason + recommended action.

Calculate CGST / SGST / IGST + compensation cess across all 4 current GST slabs in under 5 seconds — inclusive or exclusive mode.

Find out which FSSAI tier you qualify for — Basic registration / State licence / Central licence, with verdict + reason + recommended action.

Find out if your business qualifies for MSME / Udyam registration — Micro / Small / Medium under MSMED Act 2020 composite test, with verdict + recommended action.

Extract base price and tax from any GST-inclusive invoice value — across all 4 current slabs (0/5/18/28%) in 1 click. R120: 12% slab was discontinued in the 2025-26 rate rationalisation.

Compute late fee and 18% interest for delayed GSTR-1, GSTR-3B, GSTR-9 filing — per Section 47 / 50.

Identify eligible / blocked / reversed ITC and reconcile GSTR-2B mismatches — every month.

Compute taxable invoice value with discounts, multiple rates, RCM and TCS in a single screen.

Find out if your organisation is ready for ISO 9001 / 14001 / 45001 certification — 4-gate readiness score + cost + timeline estimate.

Compute gross, operating and net margin — plus break-even and target-margin pricing.

Find units / revenue needed to cover fixed costs and the margin-of-safety for any business.

Pick the right business structure — Pvt Ltd / LLP / OPC / Sole Proprietorship — based on founders, capital, scale and exit plans.

Pick the right business structure — Proprietorship / Partnership / LLP / Pvt Ltd / OPC / Society / Trust / HUF — based on founders, liability, capital and purpose.

Find out if your business needs an Import-Export Code (IEC) — turnover threshold + sector + readiness flags.

Pick the right DSC — Class 2 vs 3 + combo flag + Certifying Authority — based on your use case.

Find out if your charitable trust / Section-8 company qualifies for Section 11 / 12AB / 80G income-tax exemption.

Find out when your next DIR-3 KYC is due + what to do if your DIN is deactivated or disqualified.

Pick the right Shop & Establishment registration portal + fee + validity — based on State + business activity.

Estimate your ISO 9001 / 14001 / 45001 / 27001 / 22000 certification cost — base + consultant + surveillance.

Estimate your GST penalty exposure — Section 73 (non-fraud) / Section 74 (fraud) / Section 122 (anti-evasion) + 18% per annum interest.

Estimate your ROC late fee — ₹100/day × days late × directors, capped at ₹50,000. Small companies first-time offenders may qualify for 50% reduction under Section 403.

Combine Section 47 late fees + Section 50 interest across all periods of the year for an aggregated annual penalty estimate.

Find out if your mark is registrable as a trademark — Nice class picker + prior-search warning + prior-use advantage.

Udyam registration is free at the government level. FinTax24 charges ₹999–₹14,999 depending on entity type and service complexity — use this calculator to estimate the total charge before engaging.

Estimate EMI, total interest and prepayment savings for business loans — secured or unsecured.

Estimate working capital cycle, MPBF eligibility and interest cost under Tandon / Nayak framework.

Compute EMI for any loan in seconds — with year-wise principal / interest split and amortisation.

Find out your maximum affordable home loan amount — based on FOIR + existing EMIs + tenure.

Find out your maximum affordable loan amount across home / personal / business — based on FOIR + existing EMIs + employment type.

Compute EMI, total interest and amortisation for new and used-car loans in any tenure.

Compute EMI, total interest and amortisation for personal loans — banks and NBFCs.

Compute EMI for Indian and overseas education loans — SBI, BOB, PNB and private banks.

See interest saved and tenure reduced from a lump-sum or part-prepayment on any loan.

Generate month-by-month and year-by-year amortisation — with principal / interest split for tax.

Compare existing and new loan offers — find the breakeven month for a balance transfer.

Compute EMI and total interest for gold loans — banks and NBFCs, with LTV and tenure inputs.

Compute SIP future value, wealth gained and CAGR for any tenure and return assumption.

Compute FD maturity value, interest earned and TDS for any tenure and rate.

Compute RD maturity value, monthly contribution and total interest for any tenure.

Compute PPF maturity and Section 80C benefit for any annual contribution and tenure.

Compute future value of a lumpsum investment with CAGR and time-weighted return.

Compute mutual fund returns for lumpsum and SIP across equity, debt and hybrid categories.

Compute Step-Up SIP future value with annual contribution increase — outpaces flat SIPs.

Compute CAGR between any two values — investment, revenue, gold, equity.

Plan your retirement corpus — see corpus needed, monthly SIP required, and shortfall / surplus.

Compute EPF lump sum, EPS monthly pension and tax treatment at retirement.

Compute gratuity under Payment of Gratuity Act, 1972 — capped at ₹20 lakh tax-free.

Compute NPS Tier-1 corpus, pension and tax savings under Section 80CCD(1B) / (2).

Compute APY monthly pension and contribution — across all 5 slabs (₹1,000 – ₹5,000/month).

Break a CTC offer into in-hand salary and employer cost — line by line.

Estimate tax on performance bonus, incentive bonus and festival bonus.

Compute tax on leave encashment at retirement — ₹25 lakh exemption for non-govt employees.

Compute pension / annuity corpus and monthly payout for any retirement product.

Compute consolidated monthly retirement income across all streams — annuity, FD, rental, SWP.